Welcome to TalkLDS.biz (referred to hereafter as “Web Site”) owned and operated by Talk Today Net  LLC (“TalkToday.net”). Please read these Terms of Use and the accompanying Privacy Policy carefully before using this Web Site and/or submitting any personal information that could identify you (including but not limited to name, address, telephone number and email address). By using this Web Site, you signify your agreement to these Terms of Use and the Privacy Policy. If you do not agree to these Terms of Use and/or the Privacy Policy, do not use this Web Site.

Copyright and Trademarks: The names and marks TalkLDS.biz and “Talk LDS Business Today” are the trademarks of TalkLDS.biz and are owned or licensed to TalkLDS.biz. All materials, including but not limited to images, audio and video clips, animation, diagrams, photographs and any and all information of any kind in any form (the "Materials"), incorporated into, published or otherwise exhibited on this Web Site are protected by copyright or other intellectual property rights and are owned and controlled by TalkLDS.biz or third parties who have licensed TalkLDS.biz the right to include the Materials in this Web Site. Any copying, reproducing, republishing, uploading, posting, modifying or transmission or distribution of any Materials is strictly prohibited and will be considered a violation of TalkLDS.biz’s intellectual property rights and could result in legal liability and/or criminal sanction.

Disclaimer: This web site, and its’ contents are not an official web site of The Church of Jesus Christ of Latter-day Saints.  The Design Content of this site is the sole responsibility of TalkLDS.biz and is not to be taken as official Church policy or doctrine.  The Material provided on this Web Site are for informational, educational and/or entertainment purposes only. TalkLDS.biz makes no warranties regarding the reliability, truthfulness, accuracy or completeness of any Materials. Unless otherwise stated expressly, any opinion, view or idea expressed in any article, review or story, or any content contributed or published by visitors in chat rooms or on bulletin boards or otherwise disseminated or sent to TalkLDS.biz or others on or via this Web Site ("Visitor Content") is the author’s own and does not reflect the views of TalkLDS.biz or its affiliated and related entities, or its partners, sponsors, advertisers or content providers.

TalkLDS.biz can not guarantee the accuracy of the listings contained within this Web Site. We strive to uphold the morals, values, and principles of The Church of Jesus Christ of Latter-day Saints but can in no way guarantee that the businesses listed here will do the same. To report discrepancies or violations please email us at talk@talklds.biz Submitting reviews (both positive and negative) for the listed businesses will inform others of your experiences.

TalkLDS.biz has no affiliations with The Church of Jesus Christ of Latter-day Saints or any other on-line business directories. Violations of the standards of The Church of Jesus Christ of Latter-day Saints in the use of the Web Site will result in immediate removal of listings. Any advertisements removed because of such violations will not receive refunds. Early termination of the advertising agreement by the listing party will also not be eligible for any refund. We reserve the right to determine, in all cases, if listing content is appropriate. TalkLDS.biz reserves the right to modify listings at any time.

Neither TalkLDS.biz, its affiliated and related entities, partners, advertisers, sponsors or content providers are liable to any person or entity whatsoever for any loss, damage, injury, liability, claim or any other cause of action of any kind arising from the use, dissemination of or reliance on any Materials or Visitor Content provided on this Web Site. You agree to use this Web Site entirely at your own risk. TalkLDS.biz and its affiliated and related entities, its partners, advertisers, sponsors and content providers disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and/or fitness for a particular purpose or that the Web Site will function error free or uninterrupted or that this Web Site or the servers that make it available for use are free of viruses or defects. TalkLDS.biz and its affiliated and related entities, its partners, advertisers, sponsors and content providers shall not be held liable for any information, services or products that are provided or offered by Web Site’s that are linked to this Web Site. The links to other Web Site’s are provided only as a convenience to you and do not constitute any endorsement of the linked Web Site’s or any information, services, or products, that are provided, or offered, by the linked Web Site’s.  You agree that your use of any linked Web Site is entirely at your own risk.

Visitor Content and Indemnification: Any Visitor Content provided by you, your authorized or appointed agent, to TalkLDS.biz on its billboards, chat rooms or other means shall become the property of TalkLDS.biz throughout the universe in perpetuity and TalkLDS.biz shall have the right to publish, reproduce, disseminate, exhibit or otherwise distribute and use the Visitor Content in all media now known or hereafter devised.

By submitting Visitor Content to the Web Site, you agree to represent and warrant that such Visitor Content shall not contain any libelous, defamatory, obscene, illegal, threatening or abusive materials and shall not infringe any intellectual property right or any other right of any person or entity and shall not breach any law. By visiting and using this Web Site, you signify your agreement to save TalkLDS.biz, it’s affiliated and related entities, its officers, directors and employees harmless from any and all damages, legal actions or causes of action that may now or hereinafter arise as a result of your use of the Web Site and your breach of these Terms of Use and/or any representations and warranties related to the Visitor Content. TalkLDS.biz monitors the use of its billboards, chat rooms and any posted materials and reserves the right to remove any Visitor Content and block access to any visitor for any reason at its sole discretion.

Jurisdiction: This Web Site is owned and controlled by Talk Today Net LLC, a company incorporated under the laws of the State of Utah and whose head office is located in Utah County, Utah.

This Web Site is presented solely for informational, educational and entertainment purposes. Neither TalkLDS.biz nor its affiliated or related entities make any representation, express or implied, that this Web Site will be available for use in or comply with the law of any country other than the United States of America. By using this Web Site, you agree that these Web Site Terms of Use and Privacy Policy shall be governed, construed and enforced in accordance with the laws of the State of Nevada as it is applied to contracts entered into and performed entirely within such province and you submit to the jurisdiction of the courts of such State.